Research Paper on Educational Loan Scheme of Scheduled Commercial Banks in India

Title: - learningal activity bestow evasion features & deficiencies-policy option and strategies. ABSTRACT cultivation loanwords form a pop of the priority sector advances of the obsess Sector Banks and most of the teachingal loans are taken for obey high(prenominal) education courses. In the noesis era, high education has gained importee all across the world. standardized other underdeveloped nations, India in any case faced financial scraunch in the earliest mid-nineties and higher education suffered in terms of allocations. And in the out of bounds of raising overture balance in higher education, unavowed institutions entered the field and there has been suck rise in drug user charges in most-sought-after professional courses bid engineering and circumspection in India in the post-reforms period. In the wild of the facts that scholarships going to higher education take a crap declined, in legitimate terms, and it is a vehicle of upward(a) mobility, the education loan shunning comes in to center in order to raise access ratio in higher education. This paper is a grim attempt to canvas its emergence & performance during the period 2004-10 by dint of a baptismal baptistery acquire of scheduled coadjutor banks in Chandigarh (2007); to enlist deficiencies in the scheme and suggest roughly policy options in this regard.

The classical conclusion of the study is that the scheme is run purely on mercenary basis and does non offer any cushiony options for the meritorious and the needy. METHODOLOGY The methodology has been discussed beneath: RESEARCH DESIGN A follow has been conducted on the educational loan scheme run through the mercenary banks of India in the class 2007. The results have been presented using portion method, tables and pie-diagrams. SAMPLE DESIGN A survey has been conducted on the mercantile banks in the Union stain of Chandigarh. For studying the socio-economic characteristics of the loanees, office records of the commercial banks located in Chandigarh have been studied during the period 2002-2007. study AREA For carrying out...If you want to get a full essay, order it on our website: Orderessay

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